Project report
In respect of
Mohamed
hasnuddian D.t.p center
At
Near court
Srirangapatna
& promoted
by
Sri Mohamed
hasnuddian
Behind
masjid-e-ala
Srirangapatna
|
1
2
3
4
5
6
ANN 1
ANN 2
|
INDEX
Introduction
Marketing
Promoters’’ background
Project cost
Means of Financing
Statement showing Projected turnover,
profitability, repayment.
Projected cash/Funds flow statements
Projected Balance Sheet
Statement showing calculation of
Interest on term loan & Repayment
Presumptions made while preparing the
project report& Other relevant Information
|
CHAPTER-1
Introduction:
Desk Top
Publishing (DTP) primarily pertain to designing of documents using personal
computer loaded with DTP software packages like page maker, coral draw, MS
word, Venus, Parkashak etc. and laser printing. Laser printer has the
capability of printing the pages that has text and graphics. The DTP has many
advantages in comparison with the manual process. It is a factual and can
quickly edit with minimum mistakes. Text and graphics can be merged into single
file. Achieve higher productivity, efficiency and quality in printing and
publishing with economy. DTP is used for typesetting, layout, printing,
graphics and photo graphs etc. With the latest DTP software packages it is
possible to undertake a variety of work in the field of printing and
publishing.
Marketing:
DTP has
modernized the traditional printing industry by improving the quality,
efficiency, Productivity etc. DTP has replaced the old concept of letter
setting and printing. DTP facility Has ample opportunities for undertaking job
work on sub-contract basis for printing and Publishing houses, Govt.
departments, educational institutions, business houses, industries,
Advertisement agencies, bank etc. There is good scope for using DTP facility
for designing and producing newsletter, certificates, data sheets, brochures,
invitation cards, catalogues etc. With Proper marketing, high quality and
competitive price this type of Industries have sufficient scope.
PROMOTOR BACKGROND:
Sri Mohamed
hasnuddian was a successful businessman in Srirangapatna; He was
doing edible oil business from last 15 years. Now he is going to start DTP
center at a place where advocates swa sahaya sanga situated at Srirangapatna.
The shop was leased. He may have huge business from Advocates’ side as well as
from general public. He seeks financial assistance from Canara Bank
Srirangapatna. The details relating to
this project was explained in next subsequent chapters.
CHAPTER -2
The Total cost of the
project is one lack as under:
(a) Shop Advance 00.10 lacks
(b) Computer printer ups Furniture etc 00.80
(c) Working Capital requirements 00.10
Total
01.00 lacks
CHAPTER-3
Means of Financing:
Proprietors own
Contribution 00.40
lacks
Term Loan from Canara
Bank
00.60 lacks
Total 01.00
lacks
Security:
Computer, printer ups
Furniture etc will be mortgaged to the bank
CHAPTER 4
STATEMENT OF PROJECTED RECEIPTS PROFITABILITY AND REPAYMENT
In lacks
|
PARTICULARS
|
1ST
YEAR
|
2ND
YEAR
|
3RD
YEAR
|
4TH
YEAR
|
5TH
YEAR
|
|
Receipts
|
02.80
|
02.92
|
02.99
|
03.10
|
03.22
|
|
Total
|
02.80
|
02.92
|
02.99
|
03.10
|
03.22
|
|
Less
Salary & wages
Rent
Consumable Expenses
Stationery
Travelling & Conveyance
Bank Interest and Charges
Repairs& Maintenance
Depreciation
Net Profit
|
00.66
00.12
00.25
00.05
00.21
00.65
00.05
00.08
00.73
|
00.76
00.12
00.28
00.06
00.25
00.51
00.07
00.07
00.80
|
00.80
00.12
00.32
00.08
00.27
00.37
00.09
00.06
00.88
|
00.88
00.12
00.38
00.09
00.30
00.23
00.10
00.05
00.95
|
00.95
00.12
00.42
00.10
00.38
00.09
00.12
00.04
01.00
|
|
Total
|
02.80
|
02.92
|
02.99
|
03.10
|
03.22
|
|
|
|
|
|
|
|
|
Net Cash Accruals
|
00.81
|
00.87
|
00.94
|
01.00
|
01.04
|
|
Repayments towards Term Loan
|
00.12
|
00.12
|
00.12
|
00.12
|
00.12
|
DEBT SERVICE COVERAGE RATIO (DSCR)
|
PARTICULARS
|
1ST
YEAR
|
2ND
YEAR
|
3RD
YEAR
|
4TH
YEAR
|
5TH
YEAR
|
|
Net Profit
|
00.73
|
00.80
|
00.88
|
00.95
|
01.00
|
|
Depreciation
|
00.08
|
00.07
|
00.06
|
00.05
|
00.04
|
|
Interest on Term Loan
|
00.65
|
00.51
|
00.37
|
00.23
|
00.09
|
|
Total
|
01.46
|
01.38
|
01.31
|
01.23
|
01.13
|
|
Interest on Term Loan
|
00.65
|
00.51
|
00.37
|
00.23
|
00.09
|
|
Repayments towards Term Loan
|
00.12
|
00.12
|
00.12
|
00.12
|
00.12
|
|
Total
|
00.77
|
00.63
|
00.49
|
00.35
|
00.21
|
|
DSCR
|
01.89
|
02.19
|
02.69
|
03.51
|
05.38
|
|
Average DSCR
|
3.13
|
||||
CHAPTER 5
PROJECTED CASH/FUNDS FLOW STATEMENTS
In lacks
|
PARTICULARS
|
1ST
YEAR
|
2ND
YEAR
|
3RD
YEAR
|
4TH
YEAR
|
5TH
YEAR
|
|
SOURCES OF FUNDS:
Capital Contribution by
Proprietor
Term Loan from Canara Bank
Net Cash Accruals
|
00.40
00.60
00.81
|
00.87
|
00.94
|
01.00
|
01.04
|
|
Total
|
01.81
|
00.87
|
00.94
|
01.00
|
01.04
|
|
Application of Funds:
Computer printer ups Furniture
Shop Advance
Drawings
Re-payment
|
00.80
00.10
00.25
00.12
|
00.25
00.12
|
00.25
00.12
|
00.25
00.12
|
00.25
00.12
|
|
Total
|
01.27
|
00.37
|
00.37
|
00.37
|
00.37
|
|
Net Surplus for the year
Opening Balance
|
00.54
00.00
|
00.50
00.54
|
00.57
01.04
|
00.63
01.61
|
00.67
02.24
|
|
Closing Balance
|
00.54
|
01.04
|
01.61
|
02.24
|
02.91
|
CHAPTER 6
PROJECTED BALANCE SHEET
In lacks
|
PARTICULARS
|
1ST
YEAR
|
2ND
YEAR
|
3RD
YEAR
|
4TH
YEAR
|
5TH
YEAR
|
|
|
Proprietor’s Capital Account:
Opening Balance
Additional Capital Introduced
+Net Profit
Less Drawings
Bank Term Loan
|
0
00.40
00.73
00.25
|
00.88
00.48
|
01.43
00.36
|
02.06
00.24
|
02.76
00.12
|
03.51
00.00
|
|
Total
|
|
01.36
|
01.79
|
02.30
|
02.88
|
03.51
|
|
FIXED ASSETS:
Computer printer ups Furniture
& others
Less Depreciation
Closing Balance
Shop Advance
Cash & Bank
|
00.80
00.08
00.72
00.10
00.54
|
00.72
00.07
00.65
00.10
01.04
|
00.65
00.06
00.59
00.10
01.61
|
00.59
00.05
00.54
00.10
02.24
|
00.54
00.04
00.50
00.10
02.91
|
|
|
Total
|
01.36
|
01.79
|
02.30
|
02.88
|
03.51
|
|
ANNEXURE-1
STATEMENT SHOWING CALCULATUIN OF INTEREST ON TERM LOAN AND RE-PAYMENT
TERM LOAN OF RS 00.60 LACKS: RE-PAYMENT IN 5 YEARS: RATE OF INTEREST
@11.75
|
SL
NO
|
YEAR
|
QUARTER
|
OPENING
BALANC E
|
REPAYMENT
|
INTEREST
|
BALANCE
|
|
1
|
1
|
1
2
3
4
|
60000.00
57000.00
54000.00
51000.00
|
3000.00
3000.00
3000.00
3000.00
|
1763.00
1674.00
1586.00
1498.00
|
60000.00
57000.00
54000.00
51000.00
48000.00
|
|
|
|
TOTAL
|
|
12000.00
|
6521.00
|
|
|
2
|
2
|
1
2
3
4
|
48000.00
45000.00
42000.00
39000.00
|
3000.00
3000.00
3000.00
3000.00
|
1410.00
1322.00
1234.00
1146.00
|
45000.00
42000.00
39000.00
36000.00
|
|
|
|
TOTAL
|
|
12000.00
|
5112.00
|
|
|
3
|
3
|
1
2
3
4
|
36000.00
33000.00
30000.00
27000.00
|
3000.00
3000.00
3000.00
3000.00
|
1058.00
969.00
881.00
793.00
|
33000.00
30000.00
27000.00
24000.00
|
|
|
|
TOTAL
|
|
12000.00
|
3701.00
|
|
|
4
|
4
|
1
2
3
4
|
24000.00
21000.00
18000.00
15000.00
|
3000.00
3000.00
3000.00
3000.00
|
705.00
617.00
529.00
441.00
|
21000.00
18000.00
15000.00
12000.00
|
|
|
|
TOTAL
|
|
12000.00
|
2292.00
|
|
|
5
|
5
|
1
2
3
4
|
12000.00
9000.00
6000.00
3000.00
|
3000.00
3000.00
3000.00
3000.00
|
353.00
265.00
176.00
88.00
|
9000.00
6000.00
3000.00
-NIL-
|
|
|
|
TOTAL
|
|
12000.00
|
882.00
|
|
|
Total Re-payment : 60000.00
and Total interest : 18508.00
|
||||||
Remarks:
Repayment will be
made in monthly installments of Rs 1000+Interest as applicable. (Either monthly
or quarterly)
ANNEXURE-2
Basis and Presumption:
·
The basis for
calculation of Production capacity has been taken on Single Shift basis on 75%
efficiency.
·
The maximum
capacity utilization on Single Shift basis for 300 days a year. During first
year and Second Year of operations the capacity utilization is 60% and 80%
respectively the unit is expected to achieve full capacity utilization from the
3rd year onwards.
·
Interest on term
loan and working capital loan has been taken at the rate of 11.75% on an Average.
This rate may vary depending upon the policy of the financial Institutions/agencies
from time to time.
·
The project
preparation cost etc., whenever required could be considered under
pre-operative expenses
VERY USEFULL
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